Faqs
Faqs
To help you, we’ve detailed some answered to our most commonly asked questions below. If there’s anything we haven’t answered for you here, please don’t hesitate to get in touch.
General
Security
Investments
General
Private Capital Limited is a licensed corporation by the Securities and Futures Commission (SFC) in Hong Kong, licence number AFC470, for conducting regulated activities Type 4 (Advising on Securities) and Type 9 (Asset Management). More information can be found here.
All insurance advice is provided through PCL Insurance Services Limited, which is a licensed insurance broker with the Hong Kong Insurance Authority, licence number FB1315.
The following are the names and SFC licence numbers of our Responsible Officers and Licenced representatives:
More information can be found here.
Private Capital is a Hong Kong based Financial Planning company providing holistic Financial Planning and investment management services to Families in Hong Kong. We specialise in advising clients with a connection to the United Kingdom, whether British citizens or not, on their ongoing affairs whilst non-UK resident as well as repatriation planning.
Private Capital is a fiduciary, fee-only, independent adviser paid solely by our clients, allowing our advice to be unaffected by conflicts of interest. Our portfolios are evidence-based and built on access to institutional-quality financial solutions at the lowest cost possible.
Private Capital are licensed by the Securities and Futures Commission of Hong Kong.
Security
Your security is extremely important to us. We have systematic processes and procedures in place to ensure the safety of our website and your personal information.
We store our data on secure servers, where your account information is encrypted and connections between you and our servers have the highest level of security. We constantly audit, backup and safeguard data, and periodically run security audits of our software and systems. See our privacy policy for more information.
We take your privacy and data security very seriously, and do not share your information with anyone without consent.
All client assets are custodied in a segregated account with of our partner platforms/brokers. The funds used in our model portfolios are all Dublin-listed UCITS and held with the fund depository in Ireland (Euroclear).
Investments
Private Capital Ltd is a Hong Kong based Financial Planning company providing holistic Financial Planning and investment management services to Families in Hong Kong. We specialise in advising clients with a connection to the United Kingdom, whether British citizens or not, on their ongoing affairs whilst non-UK resident as well as repatriation planning.
Private Capital is a fiduciary, fee-only, independent adviser paid solely by our clients, allowing our advice to be unaffected by conflicts of interest. Our portfolios are evidence-based and built on access to institutional-quality financial solutions at the lowest cost possible.
Private Capital are licensed by the Securities and Futures Commission of Hong Kong.
We are a team of individuals with over 100 years of combined experience in financial services, passionate about helping people achieve their long-term goals and avoid the scams, pitfalls and risks presented with investing offshore.
As well as being Hong Kong qualified and licensed, all our advice team are UK Ofqual QCF level 4 qualified as a minimum (the benchmark to be regulated to give advice in the UK). We are therefore aware of planning and tax considerations to offer sound financial advice in Hong Kong to those with a connection to the UK.
You can find out more about our team here .
The only revenue we make is from initial planning fees and ongoing advice fees determined by our client’s assets under management with Private Capital. We do not receive any initial commissions or trailer fees from funds, and no retrocessions or introducer fees from any platforms or other professional connections we may recommend.